Students Who Don't Borrow Enough

Amid all the discussion of students with too much student loan debt, the Associated Press has run a story on the opposite problem: students who don't borrow enough. The article talks about students determined not to take out loans -- and the sorts of compromises they make (not buying textbooks, taking more credits that may be wise in a given semester) and the concerns of many educators that such students may be at risk of not finishing their degrees.