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The world is not lacking for reports on how to restructure the federal student financial aid programs. But here's a new one to chew over, from the Urban Institute and its researchers Sandy Baum and Martha Johnson: "Strengthening Federal Student Aid."
The report calls for combining the varied student loan repayment plans based on borrowers' incomes into one "universal, automatic and frugal income-driven repayment plan," and consolidating the numerous tax credits and deductions for college expenses into a single option, among other things.
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